Fintech

Accounting for fintech companies to aid growth

Calculo provides specialist accounting for fintech companies, blending industry expertise with clear, practical advice. Our proactive, tech-friendly support simplifies your compliance, streamlines financial management, and offers strategic insights – helping your fintech business confidently innovate, scale rapidly, and achieve lasting success.

Accounting for fintech companies made simple

Accounting for fintech companies demands specialist expertise that combines traditional financial knowledge with an understanding of fast-moving innovation and complex regulations. Calculo offers precisely that, providing tailored support that matches your pace and ambition. We understand the specific financial pressures fintech companies face, from managing cashflow during rapid growth to navigating regulatory requirements, including FCA compliance, R&D tax credits, VAT considerations, and international tax obligations. Our practical, proactive approach ensures your accounts remain compliant, transparent, and strategically insightful. By streamlining processes and utilising cloud accounting technology, we simplify financial management, freeing you to focus clearly on innovation and growth.

Whether you’re an early-stage startup or an established fintech innovator, our experienced accountants provide clear, reliable advice, detailed financial reporting, and strategic guidance. With Calculo’s specialist fintech accounting support, you can confidently navigate financial complexities, ensuring your business remains agile, competitive, and financially secure.

Accounting you can trust

Speak to us now for reliable, approachable guidance, simplifying your accounts and strengthening your financial position.

Get in touch

Your questions answered

Why do fintech companies need specialist accounting?

Fintech companies operate within a uniquely regulated and rapidly evolving landscape, often involving complex transactions, international growth, and compliance challenges. Specialist fintech accountants offer precise, tailored advice, ensuring clarity around regulatory reporting, financial management, tax efficiency, and growth strategies. Their proactive support helps fintechs confidently manage risks, streamline financial processes, and capitalise on opportunities effectively.

What accounting services are essential for fintech startups?

Fintech startups require comprehensive accounting services, including bookkeeping, cashflow forecasting, FCA regulatory compliance, management accounting, tax planning (including R&D tax credits), and investor reporting. Accurate financial data and strategic insights ensure startups can confidently scale, secure funding, manage compliance proactively, and clearly demonstrate financial stability and credibility to investors and stakeholders.

Can specialist fintech accounting help secure funding?

Absolutely – specialist fintech accountants prepare detailed financial forecasts, investor-ready financial reports, and business plans that clearly communicate your financial position, growth potential, and investment appeal. Their expertise ensures accurate, credible financial documentation and strategic advice, increasing investor confidence and significantly improving your fintech company’s chances of successfully securing critical funding for growth and innovation.

How can fintech accounting support international growth?

Fintech accounting services support international growth by providing clear, practical guidance on cross-border tax, compliance obligations, transfer pricing, and financial management. Specialist fintech accountants ensure you structure international operations efficiently, navigate complex regulatory landscapes proactively, and manage financial risks effectively. This tailored support provides fintech companies confidence and clarity to expand successfully into new markets.

How do accountants support fintech companies with compliance?

Specialist fintech accountants provide proactive compliance support, including FCA regulatory reporting, VAT returns, tax filings, and international tax management. They stay ahead of regulatory changes, clearly explaining requirements and ensuring your fintech business remains compliant without disruption. Their tailored, straightforward approach simplifies complex compliance responsibilities, enabling fintech companies to focus confidently on innovation and growth.

Why choose Calculo for accounting for fintech companies?

Calculo offers fintech-specific accounting expertise combined with proactive, clear, and approachable support. We understand the fintech landscape, providing tailored solutions for compliance, funding, growth strategy, and financial management. Our practical advice, streamlined processes, and tech-friendly approach ensure your fintech business remains agile, compliant, and strategically well-positioned for rapid innovation, sustainable growth, and lasting financial success.

“

"Growth, Success, and Expert Guidance"

"Jonathan has looked after me since the late 1990’s when I first established my own company, and has been instrumental in helping me grow, advising me all the way through the company’s lifecycle to include becoming a £35m company and my recent exit from the company involving a Company Purchase of Own Shares. Jonathan has always looked after my personal taxes throughout too."

 

Martin Rockley | Marcon Construction Limited

 

 

"10 Years of Trusted Tax & Audit Support"

"We have been using Rebecca and Jonathan for nearly a decade as auditors, accountants and tax advisers including complex Capital Allowances computations. We are a subsidiary of an overseas global company and Calculo have had considerable interaction with our parent company auditors for many years. Calculo have also given me proactive personal tax advice and assisted me in my share disposal to include valuations and maximising my family tax position. They have always been very helpful and the advice given over the years has proven to be 100%."

 

Brian O'Donoghue | ILPRA UK

"Timely & Trusted Financial Reporting for AIM Compliance"

"We have worked with Vikki Marzana and the team for our outsourced accounting and payroll provider since we first listed on AIM in 2017. Vikki Marzana has been our primary point of contact throughout that time and has consistently provided us with an excellent service. She is always available for questions and produces our monthly management accounts promptly and reliably. She is always of great assistance in our annual audit process, both during the planning and systems review pre year end and the post year end audit field work. This has enabled us to publish our annual accounts within 2 to 3 months of year end. As a public company, this is invaluable for investor confidence."

 

Cherif Rifaat | Zinnwald Lithium Plc

"Professional, High-Standard Audits – Every Time"

"Jonathan and the team had been recommended to me by a local law firm as we had been looking for new accountants to conduct our annual Audits. From initial contact both Rebecca and Jonathan have been verry helpful and professional throughout. The team at Calculo completed our audits rapidly and to the highest standards on time every time. We look forward to many more years working together for our audits and financial advice."

 

Neil Osborne | LVD UK LTD

"More Than an Accountant – A True Partner"

We've been working with Vikki at Calculo for some time now, and the support she has provided has been truly outstanding. She has consistently gone above and beyond to help us with our general and annual accounts, ensuring everything is accurate, timely, and stress-free.

Vikki also manages our payroll with great efficiency and attention to detail, giving us complete confidence that everything is handled correctly each month. Most notably, she has been instrumental in guiding us through the complex process of selling our company. Her expertise, responsiveness, and clear communication have made a huge difference during what could have been a very stressful time.

We can’t thank her enough for her professionalism and the high level of service she delivers. Highly recommended!

Abbie Clarke | Inspire Nurseries

How we help.

At Calculo, we simplify your financial world, providing clear advice, practical solutions, and proactive support tailored specifically to you.

Whether it’s day-to-day accounting, strategic planning, or specialist guidance, we ensure you feel confident, informed, and free to focus on what matters most – running your business successfully.

Our services

Ready for our expertise? Let's talk.

Reach out for practical advice and solutions designed around you, whenever you need it.

Get in touch